Renters Insurance

Renters' insurance is not required in the state of Oklahoma. However, you should know that many landlords in the state require individuals who want to rent a room or home to purchase this type of insurance. You should buy renters' insurance even if renting from a landlord does not require it. This is the best way to protect yourself against accidents you cannot foresee. And it would be best if you were not under the illusion that not having renters' insurance will absolve you from paying for damages to your apartment. Landlords can be aggressive in pursuing tenants who owe them for such damages. Having renters' insurance means you will not have to pay out-of-pocket.

The renters' insurance offered by most insurance companies covers not only the destruction of the physical infrastructure of the place but also any of your property that may have been damaged. You can also purchase renters' insurance that will pay for temporary accommodation if you are forced to leave your rental because of the damage. Renters' insurance also allows your landlord to recover damages from accidental fire or flooding in your unit.

Renters' insurance does not cover natural disasters such as earthquakes, landslides, sinkholes, and flooding from nearby lakes or rivers. You will also be unable to find an insurance company willing to cover pest infestations. The latter is a matter that should be taken up with your landlord. They are the ones responsible for dealing with vermin and creepy crawlers.

R&B Insurance Solutions LLC is one of the premiere insurance companies in Oklahoma. We offer renters' insurance that is solid and that will protect you financially if the worst happens. We are an independent client-focused insurance company. We will write an insurance policy that reflects your actual needs and budget. We believe in maximizing protection for each of our clients.

You should contact R&B Insurance Solutions LLC for a free quote if you have just entered a rental agreement.